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FAQ

FAQ

We have a few alternatives for accomplishing this. You can sign up for a service like myfreescorenow.com that gives you access to all of your credit reports. myfreescorenow.com is the only accepted credit score

Once the sign-up procedure is complete, we will begin removing erroneous information from your credit report. The tool also supplies you with the necessary information to continue your efforts to improve your credit score.

Adding a new line of credit to your credit profile may temporarily lower your credit score because it reduces the overall age of your credit history. With an on-time payment, your credit score should soon recover and rise in this situation.

Your credit profile and credit score are completely unique to you. The rate at which your credit profile increases and the influence on your credit score will vary, but the best thing you can do is make on-time payments and continue to grow your profile.

We do more than just delete unfavorable, erroneous material from your credit record. We also provide you with the information you require to improve your credit score.

Credit repair is necessary because a good credit score is required to obtain loans, mortgages, and credit cards with favorable interest rates and terms. A poor credit history can make it difficult or impossible to obtain these financial products, resulting in higher interest rates and fees.

Yes, forecloser can be erase from your credit report

Negative- Collections, Charge- offs, Repos, Loans, Delinquent accounts, closed account, Medical Bills and Late Payments.

Positive- Long and Positive Credit History, Low Credit Utilization, Positive Trade Lines, On-Time Payments and Paying More Than the Monthly Minimum On Payments.
Each person’s credit report is different and each item on the report holds a different weight. If your score isn’t rising or is declining slowly; the main issue causing this is simply that the weight of the negatives is outweighing the positives. If you have been making your payments on time, but your credit utilization rate is above 30% then you may see a slow increase. If you are to remove any negative items but don’t have much positive credit recorded underneath, then you may experience a small decline in your score or a very small increase. On the other hand, if you remove many negative items and underneath you do have positive credit, your score will rise 90% of the time!

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